About the Loan Process

No doubt, a lot to do in oder to get a mortgage. You wouldn't be visiting our site if you could complete a simple loan app and receive a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

Getting a home loan involves four major steps.

Step one: determine how much you can borrow

A couple of factors determine this amount. How much of a monthly payment can you afford? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment abount using the calculators on our website. We'll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step two: pre-qualify for your loan

This is where Executive Lending Group, LLC will begin to save you money. You will supply details about your employment, assets, and residence history. You'll provide information on your employment, asset, and residence history. We run your credit score and report. After we've finished reviewing the provided information, we'll provide you with a pre-qualificaiton letter. Be careful with this letter — it can be a great tool for buying your new home! With this letter, your REALTOR® will negotiate the best deal for your new home. The pre-qual letter gives you buying clout! While you're deciding on the home that's right for you, we're busy finding the loan program that's right for your situation.

Step three: apply now! We make it easy

After you've signed an offer and the sellers accept it, you should apply for the loan. It's very easy, and you can apply online, right here on our site. After the seller has accepted your offer and you have submitted your loan application, we will order a professional appraisal on the home.

Step four: your loan is funded

Your real estate agent and the seller's will work together to designate a title company to take care of the funding of your loan. We'll coordinate with this company to make sure the papers your lender requires are avaiailable, and you'll probably}likely sign all these papers at this company's officeWe coordinate with this company to set your date to close. Because you will not have to worry about these details, you get to concentrate on the move, paint colors, new carpet, and the details involved in getting your new home.

You've answered some few questions, provided lots of information, applied online, and before you know it, you are moving in! We take care of the loan details so you can spend your time finding the new home that's right for you.

Have questions about the loan process? Call Executive Lending Group, LLC at (816) 525-8000 & (81. It's our job to answer lending questions, so we're happy to help!

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