Why Pre-Qualification is Important
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It can be helpful to visit with a mortgage professional early, even before you have determined what sort of home to look for. What for? Perhaps it's difficult to fathom the ways in which we could help even before you start to talk about prices and negotiations.
We Can Help You Pre-Qualify
We will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process outlines your current financial situation - your debts, income, employment, and cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
We will give you a Pre-Qualification Letter once you qualify, which states that we're confident you'll qualify for up to a certain amount of mortgage dollars.
A number of beneifits open to you when you have found your next house, and have achieved pre-qualification power. The first is that you will be sure the amount you'll be able to afford when calculating the offer.
Your pre-qualification also will make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They will not need to be concerned that they have been wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You will have the sway of a buyer ready to make the deal right now!
We can help you pre-qualify
When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and how much we of a loan you will qualify for. During the process, we explore your capacity to borrow - looking at your earning status, money available for down payment, debt, income, and other areas. It's short and basic; and we keep the paperwork to a minimum.
Face to Face
It is important for you to sit down and meet with us, even though you are welcome to also use the helpful mortgage loan calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have chosen the right mortgage program for your situation. Let us get you started: Contact us at 8165258000.
Have questions about pre-qualifying? Call us at 8165258000. It's our job to answer pre-qualification questions, so we're happy to help!
Got a Question?
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