Why Pre-Qualification is Important

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Even if you haven't researched houses to view yet, it can be important to see your mortgage pro early. Why? If you do not yet know how much home you want to qualify for, what can we do for you?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in mortgage payments you can fit in your budget, and the size of loan you can qualify for. We can achieve this by reviewing your debts and income, your employment and residence circumstances, the funds available for down payment, required reserves, and other considerations. We will require a minimum amount of paperwork, with a short,basic process.

After you are considered eligible, we will prove our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Various beneifits open to you after you find your next house, and have achieved pre-qualification power. The first is that you can know the amount you can afford when putting together the offer. Being pre-qualified can also make your offer more attractive to the home seller, as if you were bringing them a big box of cash! They need not worry that that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You can have the influence of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. During the process, we look at your capacity to borrow - analyzing your job, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

One on one

It's vital to sit down and meet with us, even though you are welcome to also use the helpful mortgage loan calculator tools on this website. That way, we'll be able to help you get your pre-qualification letter. For another thing, we may find a different mortgage loan option that fits your needs better. We are eager to meet with you: contact us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. We answer pre-qualification questions every day.

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