Why it's Important to Pre-Qualify

	Shopping for a mortgage loan? We can assist you! Give us a call at 8165258000. Want to get started? Apply Now.

It is valuable to visit with a mortgage professional early, even before you've determined the kind of home to look for. Why? What can we do for you if you have not negotiated a purchase amount, and don't yet know the amount you need to borrow?

We Can Help You Pre-Qualify

We can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We will do this by reviewing your debts and income, your employment and residence circumstances, your funds available for down payment, required reserves, and other considerations. We require a minimum amount of paperwork, with a quick process.

When you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Armed with your pre-qualification letter, a number of advantages fall at your feet at the point you find the home you want to put together an offer for. First of all, you have some definite numbers in mind, as the amount you will qualify for on your mortgage. Being pre-qualified also will make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They won't need to wonder if that they're wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. You can have the influence of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In this process, we calculate your borrowing potential - analyzing your employment, available money for down payment, debts, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.

One on one

You can always use the calculators here on our website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. We can work toward your pre-qualification letter. Then, we can make sure we have the ideal mortgage loan program for your situation. We're eager to meet with you: call us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. Executive Lending Group, LLC answers pre-qualifying questions every day.