Why Pre-Qualify?

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It's important to consult your mortgage loan professional early — even before you've begun researching neighborhoods. Why? It might be difficult to fathom the ways we could help even before you start to talk about prices and negotiations.

Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. During this process, we calculate your borrowing potential - reviewing your job, money available for down payment, existing debt, income, and other areas. It's short and to the point; We take pride in keeping the paperwork to a minimum.

At the point you are considered eligible, we will prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

When you locate the house that is ideal for you, and you want to put together an offer, being pre-qualified for a mortgage will do several things. First, it helps you know the amount that you're able to offer. Being pre-qualified also will make your offer more attractive to the seller, as if you were bringing them a suitcase full of cash! They won't need to wonder if they're wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You'll have the influence of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We do this by reviewing your debts and income, your employment and residence situations, your funds available for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

Face to Face

It is important for you to sit down and meet with us, even though you are free to also try the helpful mortgage calculator tools on our site. For one thing, you'll want a Pre-Qualification Letter! Then, we'll make sure we have found the best mortgage loan program for you. Let us get you started: Contact us at (816) 525-8000.

Have questions about pre-qualifying? Call us at (816) 525-8000. Executive Lending Group, LLC answers pre-qualifying questions every day.

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