When to Speak to Your Mortgage Pro
In the market for a mortgage? We'll be glad to talk about our mortgage offerings! Call us at (816) 525-8000 & (81. Ready to get started? Apply Online Now.
It is important to consult your mortgage loan professional early — even before you have started researching neighborhoods. Why? It may be difficult to understand how we could help even before you start to talk about prices and negotiations.
When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and the loan amount you will qualify for. In this process, we explore your borrowing power - analyzing your earning status, money available for down payment, debts, income, and other circumstances. It's short and basic; We take pride in keeping the paperwork to a minimum.
We award you a Pre-Qualification Letter when you qualify, that documents that we're confident you'll qualify for a specific amount of mortgage loan dollars.
Power in the Pre-Qual
When you locate the house that catches your eye, and you decide to put together an offer, being pre-qualified for a loan will do a couple of things. First of all, you have some general numbers in mind, as the total you can borrow.
Having pre-qualification can also make your offer look even better to the seller, like you were bringing them a suitcase full of cash! They will not have to be concerned that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You have the sway of a buyer ready to make the purchase on the spot!
We will help you pre-qualify
We will help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. We achieve this by considering your debts and income, your employment and housing situations, your available funds for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.
One on one
You can always use the calculators available on our site to calculate how much mortgage you will be able to afford - but it's also important to talk with us. We can begin working on your pre-qualification letter. For another thing, we might locate a different mortgage loan option that better fits your needs. We are eager to hear from you: contact us at (816) 525-8000 & (81.
Have questions about pre-qualifying? Call us at (816) 525-8000 & (81. We answer pre-qualification questions every day.
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