Why Pre-Qualification is Important

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It's important to consult your mortgage professional as soon as possible — even before you've started to consider neighborhoods. What for? If you don't know yet how much home you need to qualify for, what could we help you with?

Pre-Qualify

Our mortgage professionals will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We can do this by reviewing your debts and income, your work and housing circumstances, the available funds for a down payment, required reserves, and other considerations. It's a short, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter once you qualify, that documents that we are confident you will qualify for a specific amount of mortgage dollars.

Power in the Pre-Qual

With your pre-qualification letter, a number of advantages fall at your feet at the point you find the house you want to put together an offer on. First, it helps you know the amount that you can offer. More important to the home seller, your pre-qualification is like your having entered their house with a bag full of cash ready to purchase the home! They won't have to worry that that they are wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you with your pre-qualification

We will help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. The process outlines your finances - your debt, income, job, down payment money, among other things. It's short and to the point; and we keep the paperwork light.

Face to Face

While you are able to try our tools to calculate mortgage variables on our site, it will be a good idea to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have found the ideal mortgage loan program for your situation. We're eager to hear from you: call us at (816) 525-8000 & (81.

Have questions about pre-qualifying? Call us at (816) 525-8000 & (81. Executive Lending Group, LLC answers pre-qualifying questions every day.

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