Why it's Important to Pre-Qualify

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It is important to see a mortgage loan pro early, even if you haven't settled on what sort of home to look for. Why? How can we help you if you haven't made an offer, and do not yet know the amount you need to borrow?

We Will Help You Pre-Qualify

We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. During this process, we determine your borrowing potential - analyzing your employment, available money for down payment, debts, income, and other circumstances. It's short and basic; We take pride in keeping the paperwork light.

Once you are determined to be eligible, we document our confidence in your potential to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

After you locate a house that is ideal for you, and you want to make an offer, being pre-qualified for a loan will do a number of things. First, it lets you know how much you are able to offer. Being pre-qualified also will make your offer look even better to the seller, as if you were bringing them a suitcase full of cash! They won't need to worry that they're wasting their time if you do not have the ability to qualify for a high enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the capability to back up your offer.

We can help you pre-qualify

We will help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We do this by analyzing your income and debts, your employment and housing situations, your funds available for a down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork light.

Face to Face

It's vital for you to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. That way, we'll help you get your pre-qualification letter. Next, we can study your mortgage loan options to be sure you have found the right one. Let us get you started: Call us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. Executive Lending Group, LLC answers pre-qualifying questions every day.