Why it's Important to Pre-Qualify

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Even if you've not picked out houses to view yet, it's valuable to visit with your mortgage loan professional first. What for? Perhaps it's difficult to understand the ways in which we can help even before you start to negotiate.

We Will Help You Pre-Qualify

We will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. In the process, we look at your borrowing potential - analyzing your earning status, money available for down payment, debts, income, and other areas. We ask for a minimum amount of paperwork, and avoid a lengthy process.

We'll give you a Pre-Qualification Letter when you qualify, which says that we're confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qual Power

Various beneifits open to you once you have found your dream house, and have pre-qualification power. First, it lets you know how much you're able to offer. Your pre-qualification also will make your offer look even better to the home seller, as if you were bringing them a suitcase full of cash! They will not need to wonder if that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the capability to back your offer up.

We will help you with your pre-qualification

Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. During the process, we explore your ability to borrow - reviewing your employment, money available for down payment, existing debt, income, and other areas. It's short and basic; and we take pride in keeping the paperwork light.

One-on-One

You can certainly use the calculators here on this website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with one of our mortgage professionals. That way, we will be able to help you get your pre-qualification letter. Next, we can study your mortgage options to be sure you are in the right one. Contact us at 8165258000 to get started.

Have questions about pre-qualifying? Call us at 8165258000. Executive Lending Group, LLC answers pre-qualifying questions every day.