Shopping for a mortgage loan? We'd be thrilled to discuss your mortgage needs! Call us at (816) 525-8000. Want to get started? Apply Now.
Even if you haven't so much as picked out homes to view yet, it's valuable to contact your mortgage pro early. Why? Perhaps it is difficult to understand the ways in which we can help even before you begin to talk about prices and negotiations.
We Will Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. The process outlines your financial situation - your debts, income, employment, and cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.
After you are determined to be eligible, we will prove our confidence in your capacity to qualify for a loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").
Holding your pre-qualification letter, a number of advantages fall at your feet when you find the house you want to put together an offer for. First, it helps you know the amount that you're able to offer.
Being pre-qualified will also make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They will not need to wonder if that they're wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your buying power.
We will help you with your pre-qualification
When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and how much we of a loan you will qualify for. This process outlines your finances - your debt, income, career, down payment money, among other things. We as for a minimum amount of paperwork, with a short, basic process.
One on one
It's important for you to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculators on our website. For one thing, you will need a Pre-Qualification Letter! For another thing, we may be able to find a different mortgage option that is a better fit for you. We're eager to hear from you: call us at (816) 525-8000.
Have questions about pre-qualifying? Call us at (816) 525-8000. We answer pre-qualification questions every day.