Why Pre-Qualification is Important
Are you looking for a new mortgage? We can assist you! Give us a call at (816) 525-8000 & (81. Want to get started? Apply Here.
It is valuable to consult with your mortgage loan professional early — even before you've started to research neighborhoods. What for? It might be hard to understand how we could help even before you begin to talk about prices and negotiations.
We Can Help You Pre-Qualify
Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. In the process, we look at your ability to borrow - looking at your employment, money available for down payment, debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.
We'll give you a Pre-Qualification Letter if you qualify, that documents that we are confident you can qualify for a predetermined amount of mortgage loan dollars.
Power in the Pre-Qual
When you locate the house that is right for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. First, it lets you know how much you're able to offer.
Even more important to the present owner, your pre-qualification letter gives them confidence - as if you'd come into their home with a suitcase of cash to make the offer! They need not be concerned that they are wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. You can have the influence of a buyer ready to make the deal on the spot!
We will help you with your pre-qualification
We will help determine how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. In this process, we look at your borrowing capacity - looking at your employment, money available for down payment, debt, income, and other areas. It's a short, thorough process with minimal risks for papercuts.
Face to Face
While you are able to use our mortgage calculators on our website, it's a good idea to meet with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your mortgage loan choices and be sure you are in the best one. Let us help you get started: Contact us at (816) 525-8000 & (81.
Have questions about pre-qualifying? Call us at (816) 525-8000 & (81. It's our job to answer pre-qualification questions, so we're happy to help!