When to Speak to a Mortgage Pro

In the market for a mortgage loan? We can assist you! Call us at (816) 525-8000. Ready to begin? Apply Here.

It is important to bring in your mortgage professional early — even before you have begun narrowing down neighborhoods. What for? Maybe it's hard to understand how we can help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. In the process, we explore your ability to borrow - analyzing your job, money available for down payment, debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork light.

When you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are partnering with you to find the right mortgage loan program to meet your needs and that we're confident you will qualify for a loan up to a specific amount.

Power in the Pre-Qual

With your pre-qualification letter, some advantages are yours at the point you find the house you want to put together an offer for. First, you have some definite numbers in mind, as the amount you will be able to borrow. Of greater importance to the home seller, your pre-qualification is like your having walked into their house with a bag full of money to make the deal! They won't need to wonder if they're wasting their time if you will not be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and the loan amount you can qualify for. During the process, we look at your capacity to borrow - reviewing your earning status, available money for down payment, existing debt, income, and other areas. It is a short, thorough process with minimal risks for papercuts.

One-on-One

It's important to sit down and meet with us, even though you are free to also try the helpful mortgage loan calculators on our site. For one thing, you will want a Pre-Qualification Letter! For another thing, we may locate a different mortgage choice that is a better fit for you. Let us get you started: Contact us at (816) 525-8000.

Have questions about pre-qualifying? Call us at (816) 525-8000. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question