Why Pre-Qualify?

	Are you looking for a new mortgage? We can assist you! Give us a call today at 8165258000. Want to get started? Apply Online Now.

Even if you've not picked out houses to visit yet, it can be advantageous to contact your mortgage loan professional first. Why? How can we help you if you have not made your offer, and do not yet know how much you need to borrow?

Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. This process outlines your financial situation - your debts, income, job, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, and avoid a lengthy process.

We award you a Pre-Qualification Letter when you qualify, that states that we're confident you'll qualify for a specific amount of mortgage dollars.

Power in the Pre-Qual

Once you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage will do several things. First, it helps you know the amount that you are able to offer. Of greater importance to the seller, your being pre-qualified is like your having walked into their house with a suitcase full of money to purchase their home! They need not worry that they're wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to worry about. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can fit in your budget, and the size of loan you will qualify for. In the process, we calculate your ability to borrow - analyzing your earning status, money available for down payment, debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

It's important to sit down and meet with us, even though you are free to also try the helpful mortgage calculators on this website. We can walk you through your pre-qualification letter. Next, we can review your loan choices to be sure you are in the best one. Let us help you get started: Contact us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. We answer pre-qualification questions every day.