Why Pre-Qualify?

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It's valuable to visit with a mortgage loan pro first, even if you haven't settled on what sort of home to search for. Why? It might be difficult to understand the way we can help even before you start to calculate your offer.

Pre-Qualify

We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We will achieve this by considering your income and debts, your work and residence circumstances, the available funds for down payment, required reserves, and other financial considerations. It's short and to the point; We take pride in keeping the paperwork to a minimum.

At the point you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

With your pre-qualification letter, a number of advantages are yours when you locate the house you want to put together an offer on. First, it lets you know how much you can offer. Even more important to the seller, your pre-qualification gives them certainty - as if you had entered their house with a suitcase of cash to make the offer! They will not need to wonder if that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the capability to back your offer up.

We can help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly payments you can fit in your budget, and how much we of a loan you can qualify for. In this process, we look at your ability to borrow - analyzing your earning status, available money for down payment, existing debt, income, and other areas. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

While you are encouraged to use our mortgage calculators on this site, it will be a good idea to meet with us. For one thing, you will want a Pre-Qualification Letter! Then, we will make sure we have the right mortgage loan program for you. We are waiting to hear from you: call us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. It's our job to answer pre-qualification questions, so we're happy to help!