Why Pre-Qualification is Important

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It's valuable to visit with a mortgage professional early, even before you've determined what type of house you hope to find. What for? When you don't yet know how much home you need to qualify for, what can we do for you?

Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In this process, we explore your borrowing potential - analyzing your earning status, money available for down payment, debt, income, and other circumstances. It's short and to the point; We keep the paperwork to a minimum.

We will award you a Pre-Qualification Letter when you qualify, which states that we're confident you can qualify for up to a certain amount of mortgage dollars.

Pre-Qual Power

Several beneifits open to you once you find your dream house, and have achieved pre-qualification power. The first is that you'll be sure the amount you'll be able to afford when putting together your offer. Having pre-qualification will also make your offer more attractive to the home seller, as if you were bringing them a suitcase of cash! They won't need to worry that that they're wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You can have the sway of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. The process outlines your current financial situation - your debts, income, job, down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

Face to Face

It's important to sit down and meet with us, even though you are welcome to also try the helpful mortgage calculator tools on our site. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your loan options to make sure you have chosen the right one. Let us help you get started: Contact us at 8165258000.

Have questions about pre-qualifying? Call us at 8165258000. It's our job to answer pre-qualification questions, so we're happy to help!

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